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LOANS:
Check our loan rates. Are you paying high interest on your loans? We can refinance the loans for you. If you are not sure of your interest rate, give us the amount of the original loan, payment amount and number of payments. We'll figure out what you may save using our convenient payroll deduction or direct deposit processes.
Christmas Loan Special: Call Officer for Currents Rates.
Home Equities: We have fixed rate Home Equity Loans and variable rate Home Equity Line of Credit for your convenience. Call for our extremely competitive rates and terms.
Mortgages: Call 1-866-472-4075 toll free for terms and packages available.
New Auto Loans: (Auto or Motorcycle) Please call 908-351-7770 for rates.
Used Auto Loans: (Auto or Motorcycle) Please call 908-351-7770 for newest rates. (We give discounts on auto loan rates for Direct Deposit/Payroll Deduction and Checking Account and Debit Card Holders)
Share Secured Loans (Pledge Savings against the Loan) up to 60 months.
Personal Loans 36 months - as low as 4.25%*
60 months - as low as 5.00%*
(Discounts on loan rates for Direct Deposit/Payroll Deduction and Checking Account and Debit Card Holders, Lowest rate base on A+ Credit Tier)
Debt Consolidation up to $10,000 24 months 9.00% and 36 months 9.50%
(A & B Paper ONLY)
New Boat and Personal Watercraft loans available. Rates are the same as Auto Loans listed above. (*discounts on loan rates for Direct deposit/Payroll Deduction and Checking Account and Debit Card Holders)
*Note: loan rates stated are for qualified borrowers. Unqualified borrowers will receive a counter offer with slightly higher rates.
Important Information:
We report information about your account to credit bureaus.
Late payments, missed payments, or other defaults on your account
may be reflected in your credit report.
The Elizabeth, NJ Firemen's FCU is
- An Equal Housing Lender
- We do business in accordance with Federal Fair Lending Laws
- Under the Federal Fair Housing Act, it is illegal on the basis of race, color, national origin, religion, sex, handicap, or family status (having children under the age of 18), to:
- Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling, or deny any loan secured by a dwelling; or
- Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property.
- If you believe that you have been discriminated against, you should send a complaint to:
Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing and Urban Development
Washington DC 20410
and to:
National Credit Union Administration
Office of Examination and Insurance
1775 Duke St
Alexandria VA 22314-3428
For processing under NCUA regulation
- Under the Equal Credit Opportunity Act, it is illegal to discriminate in any credit transaction:
- On the basis of race, color, national origin, religion, sex, marital status, or age,
- Because income is from public assistance or
- Because a right was exercised under the Consumer Protection Act
- If you believe that you have been discriminated against, you should send a complaint to:
National Credit Union Administration
Office of Examination and Insurance
1775 Duke St
Alexandria VA 22314-3428 |
Click Here to Order Checks and Accessories
Our Service Advantage
* No fee ATM's If you are a member with our VISA Debit Card, disregard the warning of a $.99 fee. You will not be charged the fee; only cards that are not ours are charged the fee.
* Low or no fees on services
* Member owned and run
* 69 Years in existence
* Payroll Deduction, Direct Deposit, EFT, mail in (checks or money orders only) and walk-in deposit for savings and loan payments |
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