The Federal Trade Commission released a survey showing that 27.3 million Americans have been victims of identity theft in the last five years, including 9.9 million people in the last year alone. According to the survey, last year’s identity theft losses to businesses and financial institutions totaled nearly $48 billion and consumer victims reported $5 billion in out-of-pocket expenses. What is identity theft?   When someone uses your personal information such as name, birth date, address, Social Security number, credit union account number, credit card number, or other identifying information without your knowledge to commit fraud or theft. For exampe, the open credit cards, bank accounts, auto loans aand phone services in your name.   How can I tell if I'm a victim of identity theft? Failing to receive bills or other mail. Receiving credit cards for whcih you did not apply. Denial of credit for no apparent reason. Receiving call from debt collectors or companies about merchandise or services you didn't purchase. If you are a Victim of Identity Theft: If you think that your personal information has been used to commit fraud or theft, take action immediately, and keep a record of your conversations and correspondence. Use the links below to find out what you can do to take action on identity theft. Call us at 908-351-7770 immediately so we can protect your accounts at the credit union. To Report Fraud: Call 1-800-680-7589 and write: Fraud Victim Assistance Division PO Box 6790 Fullerton, CA 92634

Resources For Identity Theft Protection! Click the links below for important information to protect yourself and what steps to take when someone damages your good name by stealing your personal and financial identity. FTC Brochure: "When Bad Things Happen to Your Good Name" ID Theft Affidavit FTC resources to assist you. Identity Theft Resource Center Privacy Rights Clearinghouse Credit Bureau Links: Experian Or call 1-888-397-3742 Equifax Or call 1-800-685-1111 Trans Union Or call 1-800-888-4213